Acknowledgement and Acceptance of Terms

SimplyCredit, Inc. (“SimplyCredit”, “we”, “us” or “our”) owns and operates the website located at www.simplycreditinc.com (“Site”). This Privacy Policy describes our current privacy practices with regard to the information we collect when you or your computer interact with our Site. By visiting the Site, you accept our Privacy Policy and freely consent to the information collection and use practices described.

In Short,
By using SimplyCredit you agree to all the terms below.

Third Party Privacy Policies

The Site may contain third party site links. These third parties will have their own privacy policies that can be found by clicking on the corresponding links on their respective sites. This Privacy Policy does not apply to the policies of any third party we do not wholly own or control. We recommend and encourage reviewing the privacy practices of any site or service you may use before providing any personal information or completing any transactions.

In Short,
Sometimes we have links to third party sites, but we are not responsible for them and each has their own privacy policy. You should review the policies of those sites.

Information We Collect and How We Use It

SimplyCredit collects certain information from and about its users three ways:

  • Web Server Logs. When you visit our Site, we may track information to administer the site and analyze its usage. Examples of information we may track include your Internet protocol address; browser or computer you use; number of links you click within the site; state or country from which you accessed the site; date and time of your visit; name of your Internet service provider; web page you linked to our site from; pages you viewed on the site.
  • Browser Cookies. SimplyCredit may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a Web Server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. For example, if you personalize a web page, or navigate within a site, a cookie helps the site to recall your specific information on subsequent visits. Hence, this personalizes your experience and simplifies your use of the Site. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings then be aware that this may disable some of the functionality of the Site.
  • Personal Information. We collect personal information such as Social Security, credit card and bank account numbers at the time of registration. We may share this information with the credit bureaus or our service providers to verify your identity and provide our Service. We may use third party service providers that help us to either make payments or obtain account information needed to enroll, manage, and pay your credit and department store cards or bank accounts. Beyond these necessary providers, we do not release any type of personally identifiable information out to anyone, except if required by law. We will not disclose your email id to third parties without your permission except to the extent necessary including to protect ourselves from liability, or to respond to legal process or comply with law.
In Short,
We require some information from you to run our service. Our servers track how you use the Site so that your experience can be customized and made more seamless.

Security of Your Information

Your SimplyCredit account information is tied to you through a username and password for security and privacy. Protect yourself from unauthorized access to your account by securely logging off from your account when you are done using the Site. Your information is encrypted and stored securely behind strict firewalls with limited and monitored access points. Only employees who require access to your information to perform their job (for example, customer service representatives) shall be granted temporary access to your information. All employees who have access to customer information are kept up to date about our security and privacy practices.

In Short,
Your account is protected by a password. We keep it safe, and so should you. In general, no one besides you has access to your account. If you ever need help, an employee may obtain access to your account but only in limited ways.

Changes to this Privacy Policy

SimplyCredit may revise this Privacy Policy at any time by updating this posting. We will make a good faith effort to notify you of any changes. We encourage you to periodically review this privacy statement to stay informed about how we are helping to protect the personal information we collect. Your continued use of the service constitutes your agreement to this privacy statement and any updates.

In Short,
This privacy policy may change.


This document was last updated September 15, 2015.